Brooklyn
Brooklyn brownstones, two-families, and street-parked cars.
Brooklyn's housing stock is unusually diverse for a single ZIP, and so are the insurance gotchas. We write the version of the policy your specific building and block actually need.
Brooklyn coverage we write a lot of
- Brownstone HO-3. Replacement-cost calculation for landmarked exteriors and pre-war interiors is a math problem most agencies don't do correctly.
- Two- and three-family DP-3 or HO-3. Owner-occupied vs investor-owned changes what you can carry and at what cost.
- Auto with street parking. Carriers vary widely on how they treat no-garage NYC drivers. We know which ones price it fairly.
- Co-op HO-6 in Park Slope, Brooklyn Heights, and Fort Greene. Walls-in vs all-in coverage clarified up front.
- Renters across Bushwick, Crown Heights, Flatbush. Liability + replacement-cost personal property for under $30/month is the norm.
Want a real local agent on the phone?
We answer the phone, in English, Mandarin, and Spanish.