The Notebook.
Plain-English explainers about how insurance actually works in New York — five boroughs, Long Island, Westchester, the Hudson Valley — and into New Jersey when needed. New posts twice a week.
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Co-op vs condo insurance in NYC: what HO-6 actually covers
Most NYC co-op and condo owners under-buy or over-buy HO-6. The fix starts with reading your building's master policy. Here's how to do it correctly.
May 30, 2026
Auto
Garaging address fraud in NYC: when the 'wrong' borough voids your auto claim
Listing a Long Island or NJ garaging address while actually parking in Manhattan or Brooklyn is one of the most common causes of denied auto claims. Here's how to fix it before it happens.
May 29, 2026
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