Bronx
Bronx insurance — single-families, multi-families, and auto.
From single-family in Riverdale to two-families in Bedford Park and condos in Throggs Neck, the Bronx has every NY housing type in one borough. We write the policy that matches what you actually own.
Bronx coverage we know cold
- HO-3 for single-family homes in Riverdale, City Island, Throggs Neck — with replacement cost reflecting actual Bronx construction costs in 2026, not 2020.
- Two- and three-family DP-3 / HO-3 with owner-occupied vs investor-owned classification done correctly.
- Auto policies for street-parked vehicles. How garaging address impacts your rate when you actually park on the street.
- Renters policies for multi-unit walk-ups. Liability and personal property at the right limit, not the cheapest one.
- Multilingual service in Mandarin and Spanish across the whole policy lifecycle.
Bronx reading, from the Notebook.
Home
Sewer backup in NYC: what HO-3 and HO-6 exclude (and the $30 fix)
Standard NYC home and condo policies exclude sewer backup and drain overflow. Here's what that gap costs in older plumbing — and the cheap endorsement that closes it.
July 18, 2026
Buyer guide
First-time NYC home buyer insurance: checklist from binder to closing
The insurance part of a NYC home purchase confuses most first-timers. Here's exactly what to buy, when to buy it, and what your lender actually requires.
July 15, 2026
Auto
Rideshare insurance in NYC: why your personal auto policy doesn't cover you
Driving for Uber, Lyft, or DoorDash with a personal auto policy is uninsured in the gap that matters most. Here's what actually covers you and what it costs.
July 11, 2026
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